"Federal rulemaking implementing Section 1033 of the Consumer Financial Protection Act remains stalled by litigation over the legality of the Consumer Financial Protection Bureau's 2024 "open banking" final rulemaking and the CFPB's pending proposal to rewrite the rule. Stepping into the breach, New York lawmakers are advancing legislation that would establish a state-level financial data access regime. If enacted, the legislation would require affirmative data access and sharing and impose pricing restrictions on financial institutions operating in New York."