“The data aggregator Plaid and U.S. Bancorp have agreed to share bank customers’ account data through an application programming interface, rather than through screen scraping. This is not a first. Plaid says it has forged data-sharing agreements with the majority of the top 10 financial institutions and it has an API-based data exchange that’s used by hundreds of small financial institutions. The banks have also signed with other data aggregators, including Finicity and Intuit. But the move by Minneapolis-based U.S. Bancorp, which has $553 billion of assets, is the latest sign the industry is moving away from screen scraping and toward sending customer data directly to the aggregators through APIs”