We (Really) Can’t Stop Talking About Tokenization: A 2025 Update
Glenbrook's Chris Uriarte unpacks network tokenization updates from Visa and Mastercard.
We (Really) Can’t Stop Talking About Tokenization: A 2025 Update
Visa
Payments Post #17: Cutting Costs
Payments Post #17: Cutting Costs
In this Payments Post, we discuss the DOJ bringing a lawsuit against Visa that alleges the company operates an illegal monopoly in the debit card space. Does the argument have merit in our non-legal minds? And if so, what could the DOJ’s move mean for an evolving payments landscape?
Payments Post #16: The Apple Drops
Payments Post #16: The Apple Drops
It’s time for another edition of Payments Post and (surprise!) we’re thinking about the Visa Flexible Credential again. Now that Apple has plans to open up the NFC chip and Secure Element to third party developers, we’re scratching our heads. Who benefits from this newfound NFC access? What opportunities can fintechs unlock? How will conventional financial institutions react? And to tie it all back, does the VFC still matter?
Payments Post #15: BNPL Battles
Payments Post #15: BNPL Battles
In this month's Payments Post, we revisit the prime use case for Visa Flexible Credential (VFC): BNPL. How are buy now pay later providers positioning themselves in the current environment, how are consumers using their tools, and how are regulators and issuers responding?
Payments Post #14: Wallet World – WWDC, VFC, Tokens, and the Future of the “Card”
Payments Post #14: Wallet World – WWDC, VFC, Tokens, and the Future of the “Card”
In this month's Payments Post, Glenbrook takes a look at recent changes to the Apple Wallet announced at WWDC, the Visa Flexible Credential (VFC), tokenization, and the future of card transactions.
Visa Payments Forum Deep Dive: Visa Flexible Credential
Visa Payments Forum Deep Dive: Visa Flexible Credential
Glenbrook's Samantha Gordon unpacks the Visa Flexible Credential, one of many new products announced by Visa at their annual Payments Forum earlier this month.
Is this the Future of Reducing 3D-Secure Friction in the Long Term?: A Look at Visa’s Digital Authentication Framework (DAF)
Is this the Future of Reducing 3D-Secure Friction in the Long Term?: A Look at Visa’s Digital Authentication Framework (DAF)
In this post, Glenbrook provides a solutions review. This is a new type of Glenbrook payments views post that deep dives into a particular market solution. Once in a while, we run into a few topics and innovations that we think could have a major benefit to the...
Innovation, Fragmentation in Cross-border and Real-time Payments
Innovation, Fragmentation in Cross-border and Real-time Payments
I’ve just returned from SIBOS 2017, the annual SWIFT convening of global transaction banks and all things associated with cross-border payment. And right now I’m in flight, heading to the payments industry grail otherwise known as Money 20/20 USA, getting ready to...
Money20/20 Wrap-up
Money20/20 Wrap-up
We’ve seen a lot of innovation in payment initiation over the last few years. Apple Pay, Android Pay, Walmart Pay and their like have filled Payments News headline stories. But this year, at Money20/20, consumer-facing innovation downshifted to a lower gear. And...
Reflections: Back to the Future
Reflections: Back to the Future
Today, Glenbrook celebrates its 15th birthday. It’s been quite a journey - an amazing one in so many ways - yet it also sometimes feels like we’re still on Day One! There’s so much happening in payments - and, more broadly, in commerce, financial inclusion, and...