Interchange

Episode 281 – Fanning the Flames – Unpacking the Latest Proposed Settlement of the Payment Card Interchange Litigation

In this episode, Bryan Derman, Russ Jones, and Chris Uriarte share their first-take analysis of last week’s proposed settlement of the long-running antitrust litigation between Visa/Mastercard and a group of merchants regarding Payment Card Interchange and Merchant Discounts.

The discussion covers the basic parameters of the settlement proposal and then investigates some of the possible reactions by merchants, issuers, and networks were the settlement to be approved the by judge.

Episode 60 – Where and Why Interchange Optimization Works – CardConnect

Interchange is fundamental to open loop card system economics and a mystery to many, especially to merchants who must pay it but don't perceive any benefit from it. It's a non-optional component of what the merchant pays to accept cards. It's one element of the merchant discount fee. Despite the stubborn fact of it, there are ways for some merchants to make sure they pay as low a rate as possible.

Interchange Regulation Comes to Europe

Interchange galvanizes the attention of regulators around the world like iron filings to a magnet. Everyone in card payments watches their moves closely because of its economic impact on merchants, card networks, issuers, acquirers and, in theory, consumer pricing. European regulators are among the most recent to weigh in.

Episode 281 – Fanning the Flames – Unpacking the Latest Proposed Settlement of the Payment Card Interchange Litigation

Episode 60 – Where and Why Interchange Optimization Works – CardConnect

Interchange Regulation Comes to Europe

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