“Volume , the one-click checkout startup, has partnered with open banking infrastructure provider Yapily to reduce the $100 billion being paid by customers annually in hidden and unnecessary fees at online checkouts.  The partnership underpins Volume’s Transparent Checkout, the UK’s first one-click solution to enable direct “account-to-account” (A2A) payments between consumers and merchants, without the need for payment processing intermediaries and expensive third-parties. Currently, merchants have to pay between 2% and 8% of every sale to these card, ewallet and BNPL facilitators — costs that are ultimately paid by consumers in higher prices.”