"The U.S. Payments Forum has released the fourth and final brief in our EMV® 3DS Mini-Series:  Advanced EMV 3DS Products and Emerging Use Cases.   This final installment explores how EMV 3DS continues to evolve to support new authentication methods, emerging payment models, and shifting fraud dynamics. The brief highlights advanced capabilities such as decoupled authentication, the use of FIDO authentication data, and Secure Payment Confirmation (SPC)—all designed to improve security while reducing friction in the customer experience."