“Amazon announced Thursday that Prime Day shoppers can take advantage of a special Buy Now, Pay Later (BNPL) offer during its two-day sale. Approved Prime members will have the ability to choose from three BNPL plans for purchases of $50 or more. Customers can choose to finance their purchases over three, six, or 12 equal monthly payments at 0% interest. Amazon partnered with Affirm last year, with Affirm becoming the only BNPL provider for Amazon. The new deal follows the current Affirm promotional 0% APR offer, which began June 28, 2022, and ends July 11, a day before Prime Day begins. Normally the BNPL plans provided through Affirm carry an APR of 10% to 30%. Which, if you get 20% or 30% when you choose to finance, is a bit high. However, having a 0% APR can be a great way to avoid interest charges. Just be sure you’re paying your payments on time, as missing a payment will negatively impact your credit scores.”