Companies

The Use of Artificial Intelligence for Policy Purposes

BIS

“The report examines how central banks, financial regulators and supervisory authorities are using AI for policy purposes. They regularly work with vast data sets and complex decision-making processes to safeguard monetary and financial stability and ensure the integrity of payment systems. New, advanced AI methods – including large language models that power generative AI – […]

Tags: Bank for International Settlements

Companies

The Future of AI: In Conversation with Michael Wooldridge

Barclays

“Few people are better placed to make sense of artificial intelligence than Professor Michael Wooldridge, one of Oxford University’s leading AI academics. His influence stretches beyond academia, too, shaping policy debates like the House of Lords inquiry into large language models and generative AI (which can create text, images or other content). There’s also the […]

Tags: Barclays

Global

AI-Trained Payments Fraud Detection System Under Works, RBI Says

NDTV Profit

“The Reserve Bank of India is developing an artificial intelligence-trained fraud detection system to alert bank account holders about potential risky transactions to curb fraud. “It is in an experimental stage. We are making the software,” Governor Sanjay Malhotra said in a press conference after the Monetary Policy Committee on Wednesday. The RBI’s under-development ‘Digital […]

Tags: India

Companies

Who Will Pay for Tariffs? Businesses’ Expectations about Costs and Prices

Federal Reserve Bank of Boston

“Amid evolving global trade policy and rising tariff uncertainty, understanding how small and medium-sized businesses (SMBs) form expectations about future costs and adjust their pricing is critical for assessing how the recently imposed tariffs on US imports could impact consumer prices. To that end, we analyze several waves of a survey of owners and other […]

Tags: Federal Reserve

Industry

The Risks from Allowing Stablecoins to Pay Interest

Bank Policy Institute

“Stablecoins are digital assets designed to maintain a stable value, primarily pegged to the U.S. dollar. The recently passed GENIUS Act, prohibits stablecoin issuers from paying interest. There are at least two broad reasons to be concerned about potential rapid growth in stablecoins. First, if backed by government securities, stablecoins would reduce demand for bank […]

Companies

Signifyd Launches Intelligent Returns to Help Retailers Tackle the Growing Returns Challenge

Business Wire

“Signifyd unveiled Intelligent Returns, a two-solution suite designed to help retailers in the UK and Europe tackle the growing complexity and cost of returns with two new solutions. Instant Refunds provides retailers with real-time advisory recommendations (Advisory Notices) at key points such as label creation or carrier scan. Returns Insights gives a comprehensive look at […]

Tags: Signifyd

Data Identity Payments Fraud

Episode 273 - The Hard Science of Fraud Investigations, with David Maimon, SentiLink

In part three of our series on payments fraud trends and tactics, we welcome back David Maimon, Head of Fraud Insights at SentiLink, to dive into how David and his team use a “data-driven” approach in their investigations and how they have applied their research to predict the fraudulent use of identity information.

Artificial Intelligence Digital Currency Payments Fraud Regulatory Environment Tokenization

Episode 272 - Fanning the Flames - 2025 Mid-Year Payments Industry Trends Update

To help you read the tea leaves in the mountains of publications, Yvette Bohanan rounded up Chris Uriarte and Drew Edmond for this mid-year update on payments industry trends. Tune in to hear updates and perspectives on topics like regulation, stablecoins, agentic commerce, tokenization, and fraud.

Industry

Banks Respond to CFPB’s Reopened Section 1033 Rulemaking

Bank Policy Institute

“The Consumer Financial Protection Bureau today took a concrete step to comprehensively reexamine its prior 1033 rulemaking by issuing an advance notice of proposed rulemaking seeking input on particular issues related to implementation of Section 1033.”

Industry

Treasury Issues Request for Comment Related to the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act

Treasury

“The U.S. Department of the Treasury issued a Request for Comment required by the GENIUS Act, which furthers the Administration’s policy of supporting the responsible growth and use of digital assets, as outlined in Executive Order (E.O.) 14178 on “Strengthening American Leadership in Digital Financial Technology. In particular, Treasury asks commenters about application program interfaces, artificial intelligence, digital […]

Companies

Airbnb Launches “Reserve Now, Pay Later” for US Stays

Dataconomy

“Airbnb has launched a “reserve now, pay later” feature for US users, enabling them to book accommodations without immediate upfront payment. This option allows guests to defer the full payment until a later date preceding their check-in. The company stated that the payment must be completed before the conclusion of a booking’s free cancellation window. This policy ensures that […]

Tags: Airbnb

Companies

Citigroup Considers Custody and Payment Services for Stablecoins, Crypto ETFs

Reuters

“Citigroup is exploring providing stablecoin custody and other services, a top executive told Reuters, in a further sign sweeping policy changes in Washington are spurring major financial firms to expand into the cryptocurrency business. The U.S. bank is among a handful of traditional institutions, including Fiserv and Bank of America, considering pushing into stablecoins after […]

Tags: Citi

Industry

White House in Crypto Policy Report Calls for SEC Action, New Legislation

Reuters

“A cryptocurrency working group formed by President Donald Trump on Wednesday outlined the administration’s stances on market-defining crypto legislation and called on the U.S. securities regulator to create new rules specific to digital assets. In a factsheet ahead of a landmark report, the White House urged Congress to move forward with legislation that would create […]

Industry

A Fair Exchange: Why Data Aggregators Should Pay to Access Bank APIs

Bank Policy Institute

“The banking sector is investing heavily in digital infrastructure and technological capabilities to expand the products and services available to customers and to increase the speed, safety and efficiency of modern banking. These investments help power a wide range of services, such as mobile banking and peer-to-peer payments. They also contribute to the development of […]

Financial Inclusion Global Payments

Episode 269 - Designing Digital Financial Services for Women is Designing for All, with Sonja Kelly, Women's World Banking Institute

In our third episode in a series to spotlight the latest in global developments in payment systems from a financial inclusion lens, Sonja Kelly, Global Head of Women’s World Banking Institute, joins Joanna Wisniecka to dive into design principles for inclusive digital financial systems and how all end users benefit when design considers the specific needs of women.