This episode is a follow up to Drew Edmond's 2025 payments performance optimization series, and an accumulation of what he has learned about how optimization actually works today. And here's the short version - for subscription payments and for subscription businesses, an individual transaction success depends on a lot more than just the payment.
Tune in as Drew outlines a data-forward approach that spans every environment a payment touches, highlighted by clips from previous guests from the payments performance optimization series.
Crowdfund Insider
“Swift and a coalition of banks, payment schemes, and technology firms have begun work on linking popular domestic instant-payment systems so that consumers can send money abroad using the same simple identifiers they already use at home. The initiative, announced on 28 September 2026, focuses on three widely adopted national platforms: Spain’s Bizum, Australia’s PayID […]
Digital Transactions
“FedNow, the instant-payment service operated by the Federal Reserve, prepares to test cross-border transactions. The test will involve a group of organizations that were not named. They will test “FedNow enhanced message formats that facilitates sending and receiving the U.S. domestic leg of cross-border payments,” a Fed statement says. Possible use cases could be international […]
Bank of America
“Bank of America announced that Bradesco, one of Brazil’s largest private-sector banks, has completed the first pilot transaction using the bank’s Cross-Border Real-Time Payments solution. The payment was initiated through Bradesco’s existing Swift connectivity and delivered in Hong Kong dollars to a local beneficiary through Hong Kong’s Faster Payment System (FPS).”
TNGlobal
“Swift and a group of banks, payment schemes and technology providers are working on a pay-by-alias model intended to make international transfers feel more like domestic instant payments. The initiative would let consumers send money abroad using identifiers such as a mobile phone number, email address or virtual payment address instead of entering a recipient’s […]
Swift
“Industry initiative aims to extend the front-end experience of domestic payments systems like Bizum in Spain, PayID from AP+ in Australia, and Pix in Brazil across borders Consumers will be able to send money to friends’ and family members’ accounts internationally using pay-by-alias identifiers like mobile phone numbers and email addresses The work builds on […]
Thunes
“Thunes has been selected by J.P. Morgan Payments to expand the business’ cross-border capabilities through its Xpedite Remit solutions suite. The new solutions leverage both J.P. Morgan Payments’ connectivity to local real-time payments rails and Thunes’ extensive Direct Global Network in order to meet growing demand for fast, simple and reliable cross-border payments. The solution […]
ACI Worldwide
“ACI Worldwide announced the expansion of ACI Connetic with a powerful cloud-native Financial Messaging capability, designed to help banks modernize payments infrastructure, simplify complexity, and scale real-time processing across domestic and cross-border networks. ACI’s advanced financial messaging technology delivers cloud-native, intelligent messaging that transforms how banks manage payments and other systemic messages across account-to-account (A2A) rails.”
About a year ago, we chatted with with Tim Chiodo of UBS and Chris Kim of Capital Group about the investment side of payments. It’s been a pretty volatile 12-months in the equity market since then - well-timed for Bryan Derman to welcome Tim back on the podcast and catch up on the market factors playing into the payments space.
Listen in as they recap the performance of payments stocks, dive into the e-commerce market, provide perspective on the card networks, discuss merchant acquiring growth opportunities, and finish up with a lightning round on emerging technology.
Thunes
“Thunes announced a major expansion of its Direct Global Network across the Middle East. The expansion introduces new payout services into six key markets: the Kingdom of Bahrain, Lebanon, the Sultanate of Oman, South Yemen, Syria and the United Arab Emirates (UAE). This move significantly enhances Thunes’ cross-border infrastructure in the region, delivering faster, highly transparent […]
BW Disrupt
“The Reserve Bank of India announced the launch of several innovations, including a pilot of the Unified Ticketing Platform, a concept showcase of RuPay ON-THE-GO Card-on-Device Tokenisation, RuPay Tap on Phone, RuPay passkey-based biometric authentication, and cross-border merchant payments using RuPay credit card on UPI International. The initiatives are designed to enhance convenience, security and […]
Yahoo Finance
“Ant International, the leading global digital payment, digitisation, and FinAI solutions provider, today announced that it has received a Payment Institution (PI) licence from the Central Bank of Brazil. Ant International provides cross-border payments and account services, embedded credit and treasury services, and other finAI and blockchain solutions to clients across Asia, Europe and the […]
TNGlobal
“Singapore-based banking group DBS and US lender Citi have teamed up to enable instant cross-border USD payments with tokenized deposits. This was made possible with the first successful USD payment between Singapore and the United States executed over a weekend. The transaction, completed by DBS and Citi’s New York office on last Saturday, was executed […]
Circle
“Circle Internet Group, Inc., the global financial technology firm and issuer of USDC today announced it has signed a definitive agreement to acquire Tazapay, a Singapore-headquartered B2B cross-border payments infrastructure company focused on serving payment service providers and financial institutions. The deal is expected to close in 2027, subject to customary closing conditions and receipt […]
MarketScreener
“Brazil’s central bank and the European Central Bank (ECB) are studying a potential link between their instant payment systems, two people with direct knowledge of the matter said, in a move that could mark the first cross-border expansion of Brazil’s successful Pix platform. The sources, who spoke on condition of anonymity, said the discussions reflect […]