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Securely authenticating the payor prior to payment initiation is one of the key responsibilities for banks involved in payments. Against this simple need, a profound new requirement called Secure Customer Authentication (SCA) is sweeping across the payments industry. But what is it? What payments systems are in scope? And which use cases are targeted? Hint: It’s a lot more than online card payments.
Topics covered include the role of SCA in PSD2; Two-Factor Authentication; SCA Compliance Scope and Exempted Use Cases; 3-D Secure and Card Network Products; SCA Key Issues.
To understand Secure Customer Authentication rationale and its long-term implications in the payments industry.
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